The other day, my friends came over to watch the Big Game and I was telling one friend, who has been reading a whole lot of political books from the public library, that I had also just got a new library card and before we knew it, two of my friends were showing us their new library cards with imprinted art designed by local children. … What I like about the library is that not only is it a great way to save money from books or items you may read/view/use only once, it’s also environmentally friendly and you save space.

I was recently talking to a financial advisor at Charles Schwab with a relative and he showed us the emotional stages of an investor:

Image: Charles Schwab
He mentioned that currently, the majority of investors fall in between the panic stage (where small investors dump their holdings) and the capitulation stage (where large investors e.g. funds dump [...]

I’ve learned a lot about personal wealth, especially in the past 21 months.  I decided to start this site to share what I’ve learned and about my experiences.